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In 2012, I learned that I need to save more.  I spent and spent, because I was so focused on creating my Keep the Tail Wagging empire, so I wasn’t making savings deposits like I did in the past.  And then we met Riley and my savings nearly vanished.  Despite reminding me that I need to save more, our experience with Riley helped shape the direction of Keep the Tail Wagging and opened up many cool opportunities, including an interview with Women’s Day Magazine where I was quoted about our pet care savings account.

A New Year, A New Savings Account

As a dog parent, you’re well aware that accidents happen and it sucks when money has to be redirected from fun stuff to our obligation as custodian of these sweet animals.  Of course, we pay the vet bills without a second thought, but it doesn’t have to result in a financial hit.

Our Other 2012 Vet Bills

Last year, we invested in pet insurance and I opened two accounts (for pet care and household emergencies) and deposit $50 into each one each month.  We’ve had the following pet care expenses since opening our pet care savings account and each one was covered:

  • Sydney pulled a muscle (exam + pain pills)
  • Blue’s final vaccinations
  • Blue’s puppy pyoderma (3 exams + antibiotics)
  • Rodrigo’s pyoderma (exam + antibiotics)
  • Rodrigo’s exam after a dog fight ( exam + pain pills + antibiotics)
We were lucky that Rodrigo’s run in with the coyote didn’t result in anything beyond a phone call to their vet.

If you have a pet, I encourage you to open up a separate pet care savings account (just a regular savings account) and deposit what you can to create a cushion in your pet care budget.

 My feature is on Page 152

 UPDATE:

I read this great post over on The Uncommon Chick (one of my favorite blogs) and she shares a 52 Week Challenge to help us save money which is easy to follow and I think is an appropriate addition to this post.

“The concept is simple and doable for a lot of folks. Basically, you start with $1 and each week thereafter, you deposit increased amounts. If you can’t do the entire amount each week, at least do SOMEthing. You’ll be glad you did by the end of the year!   Oh and don’t try to keep the money in the house somewhere in the closet; actually go to the bank because you know you’ll be skimming off the top – out of sight, out of mind right!”

Originally shared by The Official James Fortune Facebook Page

Do You Have a Pet Care Savings Account?


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